Structured F&I.
Built for Long-Term Performance.

Designed to help increase profit per vehicle, support retention, and strengthen your reputation.

Custom warranty programs for agents and dealers -
shaped by more than 30 years of industry experience and disciplined execution.

Design Your Program

30+ years.  3,000+ dealers served.  $300M+ claims paid.

CareGard® professional
Modern automotive dealership

Protection Programs Built to
Support Dealer Growth

Designed to help increase F&I revenue, improve customer retention,
and build long-term business value.

Become a Dealer Partner Explore Our Solutions

Disciplined Claims.
Built on Accountability.

Experienced Professionals.  Dedicated Support.
24/7 Access.  Continuously Improving.

Explore Our Claims Process

Strategic Reinsurance.
Structured Asset Allocation.

Designed for owners who think long-term.

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Technology Built for Performance.

CareGard®’s internally developed technology supports disciplined administration,
timely visibility, and integrated program management across our ecosystem.

Explore our Technology

Built to Protect Relationships

CareGard® exists to protect the relationship between the agent, dealer, and customer.
That relationship is the business.

See How It Works
90% Historical Claims Approval Rate

Fair decisions. Customer trust protected.

<7 MIN Average Time for a Decision on a Claim*

Fast turnaround. CSI Protected.

<30 MIN Average Payment to Repair Facility*

Prompt funding. No unnecessary friction.

3,000+ Dealers Served

Partnerships built to last.

$300M+ Total Amount Paid on Claims

Financial commitment proven in the market.

30+ Years in Business

Stable. Trusted. Accountable.

*Based on historical results for applicable programs.

How We Operate

Disciplined Underwriting

Programs structured for long-term sustainability, not short-term volume.

Fair & Efficient Claims

Clear decisions. Responsive communication. Real people.

Dealer-First Partnership

Programs designed to maintain your customers’ trust and deliver sustainable value.

Explore Our Operating Philosophy
SOLUTIONS BY ROLE

Built to Serve Every Role in the F&I Ecosystem.

Agents

Tools.  Structure.  Support.  Scalable Growth.

Dealers

Support for profitability.  Retention.  Clean execution.

Claims

What to expect.  How to file.  Service approach.

Participating Programs

Structured reinsurance and program participation.

Technology

Portals.  Reporting.  Integrations.  F&I Menu.

“

CareGard® has been our Dealer Group's partner for more than 23 years.  I trust them with every one of our stores because they operate with the same discipline and accountability we demand of ourselves.

-

Robert H.

President, Multi-Store Automotive Dealer - TX†

”

†All client testimonials cited are individual client experiences – results and experiences may vary.

The Human Difference

Real People.  A Commitment to Accountability.

CareGard® was built on accountability, discipline, and respect for the dealer's reputation.

Since 1994, we've believed that doing the right thing – not the convenient thing – is the only sustainable way to operate.

That standard isn't optional. It's how we operate.

Meet Our Team
CareGard® team

Built for Agents & Dealers Who Expect More.

Structure aligned to your model.
Pricing models designed to support sustainable growth.
Support that helps build customer trust.

CareGard® was built for high-performing automotive professionals who value agility, accessibility, and intelligent design.

If you're looking for a provider, there are plenty.
If you're looking for a partner – let's build your program together.

Build Your Program

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