We help our Agents pursue sustainable value through structure, pricing and execution.
For more than three decades, CareGard® has delivered disciplined underwriting, intelligent program design, and hands-on automotive support.
Because your business should never be limited by bureaucracy.
Need customized, tailored or white label solutions?
Good, that is our specialty.
Most providers build programs around their organization. We build them around yours.
At CareGard® we believe structure plays a critical role in outcomes.
Every program begins with alignment - your pricing philosophy, your sales model, your integration needs, your operational capacity.
We take a performance-first approach:
Our singular focus on automotive allows us to move more quickly, solve intelligently, and eliminate unnecessary complexity. When the structure is right, pricing is better aligned – and support becomes more strategic.
CareGard® may be the most well-kept secret in the industry. My Agency would not be where we are today without their dedication and true partnership. My only regret is not finding them sooner.
– Bill R. Agency Principal, FL†
†All client testimonials cited are individual client experiences – results and experiences may vary.
”Pricing isn't a spreadsheet exercise. It's a strategic driver.
At CareGard®, pricing is structured around your distribution model, market conditions and margin expectations - not a national template.
We analyze performance data, loss trends, and production behavior to create pricing that works in the real world - store by store, region by region.
When markets shift, we adapt. When your goals change, we recalibrate.
No rigid committees. No drawn-out approval chains. Disciplined underwriting. Decisive execution.
Because the right price doesn’t just manage risk - it supports sustainable value.
The difference between a provider and a partner is involvement.
CareGard® operates with an ownership mindset. You have direct access to leadership, clear lines of communication and a team empowered to make decisions.
The commitment extends to every touchpoint, especially claims. Our claims team includes ASE-certified expertise, automotive-trained, and consistently rated 4.8 stars on Google. When your dealers or customers call, we respond promptly and professionally. Claims are handled with technical expertise, fairness, and a service first mindset - dedicated to maintaining your customers’ trust.
Beyond claims, we invest in the infrastructure that drives sustained value and partnership:
Because true support isn’t reactive - it’s Accessible. Accountable. Fully aligned to your goals.
Demonstrated Performance. The numbers behind the discipline.
CareGard® was built for one purpose – to serve the automotive dealership. After 30+ years of operating we have built operational discipline, financial strength, and a passion toward delivering sustained value to our dealers and our agents.
Stars on Google Reviews for Excellence in Customer Service.
Total amount paid on claims
Total number of claims paid.
Total number of contracts administered including ancillary, GAP, mechanical, vehicle service contracts (VSC) and limited warranty contracts to show we have everything covered (excluding pending and voided contracts)
Served dealers across 48 States nationwide since 1994.
Trusted by more than three thousand dealerships nationwide and growing every day.
Structure that aligns to your model.
Pricing models designed to support sustainable growth.
Support that helps build customer trust.
CareGard® was built for high-performing automotive professionals who value agility, accessibility, and intelligent design over bureaucracy and red tape.
If you’re looking for a provider, there are plenty.
If you’re looking for a partner - let’s build your program together.
CareGard® wasn’t built to be the biggest. It was built to perform.