The Moment a Promise Becomes Real

Protection programs are easy to talk about when a vehicle is sold.

What matters is what happens when something goes wrong.

That moment — when a customer needs help — is where trust is either protected or lost.

At CareGard®, claims are not an afterthought.

They are the moment our discipline, accountability, and professionalism matter most. This is why we invest heavily in the people, training, and systems that support our claims operation.

Because every claim is a real customer, a real repair, and a real reputation on the line.

HOW GREAT CLAIMS ARE BUILT
Disciplined Decisions

Every claim is evaluated with discipline, training, and clear standards — never guesswork.

Real Human Support

Our claims specialists are experienced professionals who understand vehicles, repairs, and the realities of the service lane.

Clear Accountability

Our process is structured, measured, and continuously monitored to ensure fairness and reliability.

Continuous Improvement

We review performance constantly to improve response times, communication, and outcomes.

Our claims operation runs on disciplined systems, real accountability, and a culture of continuous improvement — designed to perform the right way, every time.

Measured Performance

Results produced by disciplined systems and experienced professionals.

< 7 MIN
Average Claim Decision Under 7 Minutes
838,660*
Total Claims Paid
90%
Claims Approval
Rate
< 30 MIN
Average Payment to Repair Facility Under 30 Minutes
$300M+*
Total Amount Paid on
Claims
100%
Bilingual U.S. Based Claims Team
2.2+ MILLION*
Contracts Administered Across Automotive, RV & Power Sports — Including VSC, GAP, and Ancillary Protection Programs

(EXCLUDING PENDING AND VOIDED CONTRACTS)

*As of June 19, 2026.

Real People. Real Accountability.

The CareGard® claims team works every day to resolve repairs quickly, fairly, and professionally.

Now filming

Roll camera.

We’re filming our U.S.-based claims team — drone and all — for a walkthrough of both on-site claims centers. The full video is coming soon.

100% U.S.-BasedClaims Team
2Claims Centers
BilingualSupport
Real HumansEvery Call

Handled by people who take pride in getting it right.

Why Claims Matter to Your Dealership

The moment a repair happens, the claims process becomes the event that determines the success or failure of the entire protection program.

Fast decisions, clear communication, and fair outcomes protect more than a repair bill. They protect the relationship between the dealership and the customer.

That's why CareGard® claims are designed to support the customer, the service lane, and the dealership every time a repair occurs.

Protect the Customer
Experience

Customers remember how repairs are handled. A smooth claim process protects trust in the dealership.

Support the
Service Lane

Fast approvals and payments keep repairs moving and technicians productive.

Protect the Dealer
Reputation

Fair and professional claims handling reinforces the dealership's reputation long after the vehicle is sold.